CAMP INSURANCE

This notice describes our privacy policies and procedures in safeguarding information about customers and former customers that obtain financial products or services for personal, family or household purposes. Please note that if state law is more protective of an individual’s privacy than federal privacy law, we will protect information in accordance with state law while also meeting federal requirements.

Information We Collect

We may collect the following categories of information for the purposes identified below. Please note that the examples are not an exhaustive list and may fall into multiple categories. Categories and specific pieces of information collected may vary depending on the nature of your relationship with us.

Category Examples

Personal Identifiers: Name, alias, address, social security number, date of birth, passport number, unique personal identifier, online identifier, IP address, e-mail address, account name, government issued identification number, phone number, signature 

Personal Characteristics: Gender, demographic, medical and health, convictions, marital status, offspring, driving record, family member/other status, and other descriptions of your physical characteristics.

Commercial Information:

Personal property, insurance policy number, medical information, or health insurance information, purchased products or services, considered products or services, purchasing or consuming histories or tendencies.

Internet or network activity:

Information regarding your interaction with websites, applications, and

advertisements, browser type, electronic communications, IP address, cookies physical address, telephone number, state, municipality, location, Audio, electronic, photo, visual information, such as a call or video recording, voicemail messages.

Professional information and Employment information/Education Information

Job titles, work history, school attended, employment status, veteran, or military status.

Education Information: Job titles, work history, school attended, marital status, e-mail, telephone recordings.

Inferences Preferences, behaviors, characteristics, trends, predispositions, attitudes, abilities, and aptitudes.

Sensitive Personal Information: Social security number, drivers license number, state ID card, account login, precise geo-location, bank account number, credit or debit card number, or any other financial information, trade union membership, your communications with us.

Purposes for Collection of Personal Information

We collect and use your personal information to offer, provide and maintain insurance products and related services to you.We may use your personal information for one or more of the following purposes:

· To offer, provide, and maintain insurance products and related services to you;

· To authenticate and verify your identity; to maintain your preferences and to contact you;

· Security: authentication and verification of your identity, fraud identification and protection;

· Conduct analytics, research and development, improvement of our products and services;

· To conduct quality assurance;

· To provide a location-based product or service requested by you

· To apply relevant discounts

· To create profiles based on personal information collected and reflecting individual preferences to provide appropriate or relevant products and services and improve and analyze our products and services and provide relevant marketing;

We collect certain information (“nonpublic personal information”) about you and the members of your household (“collectively, you”)

from the following sources:

· Information you provide on applications or other forms, such as your social security number, assets, income, and property information.

· Information about your transactions with us, our affiliates, or others, such as your policy coverage, premiums, and payment history.

· Information from your visits to the websites we operate, use of our mobile sites and applications, use of our social media sites, and interaction with our on-line advertisements.

· Information we receive from consumer reporting agencies or insurance support organizations, such as motor vehicle records, credit report information, and insurance claim history; and

· If you obtain a life, long-term care, or disability product, information we receive from you, medical professionals who have provided care to you and insurance support organizations, regarding your health.

How Long Do You Retain My Information

We retain your personal data for as long as reasonably necessary to fulfill the purpose for which it was collected or to comply with legal, regulatory, or internal procedures or obligations.

How We Protect Your Information

Our customers are our most valued assets. Protecting your privacy is important to us.We restrict access to personal information to those individuals, such as our employees and agents, who provide you with our products and services.We require individuals with access to your information to protect it and keep it confidential. We maintain physical, electronic, and procedural safeguards that comply with applicable regulatory standards to guard your nonpublic personal information.We do not disclose any nonpublic personal information about you except as described in this notice or as otherwise required or permitted by applicable law.

Information We Disclose

We may disclose the nonpublic personal information we collect about you, as described above, to our affiliates, to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements, and to other third parties, all as permitted by law and for our everyday business purposes, such as to process your transactions and maintain your accounts and insurance policies.Many employers, benefit plans or plan sponsors restrict the information that can be shared about their employees or members by companies that provide them with products or services. 

Sharing Information With Affiliates

The Camp Insurance Agency of Companies includes affiliates that offer a variety of financial products and services in addition to

insurance. Sharing information enables our affiliates to offer you amore complete range of products and services.

We may disclose nonpublic personal information, as described above in Information. We collect, as permitted by law to our affiliates, which include:

· Financial service providers such as insurance companies and reciprocals, investment companies, underwriters, and

brokers/dealers.

· Non-financial service providers, such as data processors, billing companies and vendors that provide marketing services for us.

We are permitted by law to share with our affiliates information about our transactions and experiences with you. In addition, we may share with our affiliates consumer report information, such as information from credit reports and certain application information, received from you and from third parties, such as consumer reporting agencies and insurance support organizations.